Financial Results

Comparative Progress Statement

(Rs. In Lakhs)

SL. No.

Particulars

2014-15

2015-16

2016-17

2017-18

2018-19

2019-20

2020-21

2021-22

2022-23

2023-24

1

2

3

4

5

6

7

8

9

10

11

12

1

Share Capital

2236.05

2717.31

3022.67

3458.85

3873.58

4180.63

4636.74

5003.37

5784.33

6163.38

2

Reserves and others

7012.43

5490.66

6003.97

9696.57

10118.47

10158.43

10456.36

14730.78

15097.10

16302.25

3

Own Funds

5530.06

6144.20

6563.51

7423.18

7946.84

9039.07

10123.45

10210.00

13123.96

13555.26

4

Deposits

71282.98

82268.91

90244.73

121447.17

123311.03

133266.19

149297.15

162607.30

173214.76

191587.23

5

Borrowings

19510.35

24738.66

28602.07

27563.19

32361.12

42439.78

73685.94

72941.84

71918.03

72854.96

6

Investments

22581.10

32494.57

37155.49

35065.75

49821.41

56522.68

80137.03

81183.96

81379.86

83638.42

7

Loans & Advances Issued

82026.72

89099.23

87495.39

110218.18

90325.32

139864.16

165790.32

179574.50

194973.83

208645.77

8

Loans & Advances O/S

72068.82

76925.34

81391.31

94536.07

106379.93

121284.26

143582.40

155653.43

168100.06

183476.72

9

Working Capital

98509.67

106223.00

119975.40

131889.33

146122.92

175277.77

204079.86

234924.01

248209.81

265029.00

10

Yield on Assets %

8.85

7.95

8.36

8.33

7.69

7.80

7.57

6.87

7.21

7.74

11

Gross Margin %

2.83

1.83

2.36

2.68

2.39

2.32

2.42

2.11

2.51

2.75

12

Net Margin %

0.20

0.34

0.22

0.20

0.04

0.42

0.53

0.19

0.33

0.53

13

Gross Income

8831.29

9643.47

10176.25

11230.98

11672.46

14261.77

15928.32

17108.71

18834.66

20965.52

14

Net Profit

209.52

369.01

259.66

459.79

37.82

214.14

639.49

450.63

845.26

1410.93

15

Recovery %

98.19

98.17

96.51

98.05

70.08

97.77

98.42

97.71

97.76

97.86

16

Audit Classification

"A"

"A"

"A"

"A"

"A"

"A"

“A”

“A”

“A”

17

NPA %

4.30%

2.96%

4.19%

4.02%

3.79%

3.42%

3.70%

3.90%

3.87

3.95%